How to Use Your HSA/FSA Funds for Holiday Shopping
How to Use Your HSA/FSA Funds for Holiday Shopping
Smart Holiday Shopping With Your HSA/FSA Account
The holidays are here, which means it’s time to find the perfect gifts for everyone on your list. Whether you’re shopping for littles of your own, friends, family members, or even a mama-to-be, it’s important to gift high-quality and developmentally appropriate toys to make the biggest impact. Because no parent in the world is thrilled about cluttering their space with more useless junk.
But ringing in the holidays can add up fast. Instead of breaking the bank, why not cash in on your leftover Health Savings Account (HSA) or Flexible Spending Account (FSA) dollars? Many of these accounts, especially FSA, require you to spend your money by the end of the year. So if you haven’t had many medical expenses this year, your FSA dollars could go to waste. Put them to work and knock out that holiday shopping list instead.
One of the hottest holiday toys is the Crawligator! This tummy-time toy, which can help boost mobility, strength, and spatial awareness, is a gift-givers favorite during the holiday season.
Read on to find out why Crawligator is your new favorite holiday toy and earned a spot on the Toy Insider’s Top Gifts for Winter list [1].
Crawligator Is the Perfect Holiday Gift
When you’re looking for that perfect gift that’s both fun and beneficial for your baby, the Crawligator is it! This clever toy is designed to help babies strengthen their muscles during tummy time. By encouraging babies to push up, move, and use their neck, back, and torso muscles, the Crawligator is more than just a toy; it’s a tool that maximizes motor skill development.
Not only is Crawligator an amazing way to promote physical development, but it’s the perfect platform for visual and mental stimulation. Crawligator’s mobility feature gives your baby access to safely explore their world. Instead of the usual ordinary gifts, give the gift of exploration and discovery this year.
Even better: Crawligator is HSA/FSA eligible. Yes, you can use your tax-free HSA or FSA dollars to purchase this award-winning toy. It’s rare to see toys qualify for HSA/FSA spending, but Crawligator’s not your average toy.
What Makes Crawligator Special?
Baby toys are everywhere. The market is flooded with developmental toys designed for babies of all ages.
Here are four showstopping reasons why Crawligator should be at the top of your shopping list:
- American-made, woman-owned, small business. Boasting all the top-notch quality of American-made plus the meaningful connection of small business. Crawligator brings you the best of the best while still being a brand you can know on a more personal level.
- STEM-Certified. Crawligator has the seal of approval from the official STEM.org. STEM-certified toys help promote cognitive development through problem-solving and exploration [2]. Give your little one a fun and engaging way to develop physically and mentally.
- Safe and high-quality. Many baby toys crammed onto shelves have one thing in common: they’re not made to last. Thankfully, Crawligator tackles this problem head-on. Featuring a non-slip safety pad, a single-directional rear wheel, and a durable frame, Crawligator puts baby safety and product quality at the forefront.
- Developmentally appropriate. Crawling is a major milestone in babies’ lives. Crawligator helps them prepare their musicals and develop the appropriate pushing, pulling, and kicking motions.
Not to mention, Crawligator was an Infant Toy of the Year finalist for 2023. Maximize your little one’s developmental opportunities and help set them up for success from the earliest age.
Use It Before You Lose It
If you have an FSA account, you probably know that most FSA funds expire at the end of the year. This means you need to spend those dollars by December 31 or risk losing them. The holiday season is the perfect time to use those funds, and what better way to use them than by making an investment in your baby’s well-being?
If you have an HSA, where funds roll over year to year, now is still a great time to take advantage of your tax-free savings. You’ll already be shopping for the holidays, so let your HSA account go to work to help lighten the load.
And if you’re shopping for an infant, you only have a small window of time with them at each stage. Capitalize on this crucial point in their lives by helping them advance their development. Give them the best of the best and watch them soar.
Other Ways to Spend Your HSA/FSA Funds for the Holidays
You already know Crawligator is an amazing way to spend your HSA/FSA dollars during the holiday season. But the savings don’t have to stop there. Think outside the box of traditional holiday gifts and look for ways to support your loved ones’ health and well-being.
- Health and wellness essentials. Everyone, regardless of age, needs health essentials. But these are things you assume you have until you need them and realize they aren’t there. Help your family and friends be prepared by gifting items such as thermometers, first aid kits, and sunscreen.
- Baby and maternity products. If you know an expecting mama during the holidays, make their day by gifting them pregnancy and postpartum staples like prenatal vitamins or breastfeeding gear.
- Specialized health equipment. You’d be surprised by the specialized equipment covered by HSA/FSA funds. Items for fitness recovery, stress relief, massage therapy, mental health, and sleep can all be purchased with your tax-free dollars.
Check out your HSA/FSA account’s page to discover all the ways you can maximize your funds. With all the options, holiday shopping will be a breeze.
Fun, Functional, and Financially Savvy
When it comes to holiday shopping, using your HSA/FSA funds can take some of the financial stress off your shoulders. With options like the Crawligator and other eligible items, you can give gifts that are both fun and beneficial.
This year, make the most of your HSA/FSA dollars and give a gift that supports your baby’s growth and development. Whether it’s tummy time with Crawligator or any of the other eligible health and wellness products, you can feel good knowing that you’re giving thoughtful, impactful presents to make a difference in the lives of your loved ones.
Knock your holiday shopping out with Crawligator.